Combined Motor Trade Insurance

What is Combined Motor Trade Insurance?

Motor Trade Insurance or “Traders Insurance” gives you full cover whether you are, for example, buying and selling vehicles or undertaking service and repair work on vehicles.

Unfortunately we are unable to provide quotes for risks that do not operate from a commercial premises, Road Risks or risks which are located in Ireland.

Combined cover will provide the necessary protection for your business assets and liabilities, including Property, Public Liability, and Road Risks, and can also include additional trade-specific covers.

At MOBI, as part of the Premier Insurance Centre Group, we have specialised in Motor trade Insurance for the last 20 years. Our reputation in the market enables us to obtain the best rates available for established premises-based risks .

We work with customers who share a similar passion for the Motor Trade industry and who have an existing or are working towards being an established risk managed business which then aids in acting for you in the strongest possible position from the beginning of our relationship.

We are Specialist Motor Trade Insurance Brokers for single site or multi-location risks involved in:


• Independent New & Used Vehicle Sales
• Franchise Dealerships (including Motorcycle)
• Service, Repair and MOT garages
• Vehicle Body Builders
• Commercial Vehicle Repairers (up to and including 44t)
• Body Shops
• Tyre & Exhaust Fitters

With our experience in this sector we have forged many Insurers relationships with providers who understand our ethos and have wanted to both work with and along-side us as true partners. As a result of this, we have access to many financially strong insurers who in turn provide MOBI with preferential rates which gives us the edge over our competition. As members of the Premier Insurance Centre Group of Companies, we too benefit from their membership of Broker Network, which also grants access to enhanced buying power and competitive policies with wide-ranging cover.

More than just ensuring the Motor trade Industry, non-compliance of the various laws and regulations can have some serious consequences.

We make sure the right cover is in place should something happen but ultimately, we don’t want to see anything go wrong in the first place.

My Own Business Insurance (MOBI)

My Own Business Insurance services (MOBI) is an online trading name of Premier Insurance Ltd (which incorporates Miller Insurance Brokers) who are authorised and regulated by the Financial Conduct Authority. Registered in England & Wales No 306607, registered office is 424/426 High Street, Winsford Cheshire, CW7 2DS.

Financial Conduct Authority (FCA)

In the UK, nearly all financial service activities must be authorised by the Financial Conduct Authority. You can search our Register for firms and individuals and the activities firms have permissions for.